If you live in Miami Gardens or Hialeah and you don’t have Medicare, Medicaid, or an active commercial or marketplace plan, you’ve probably put off seeing a doctor because of cost, or because nobody tells you the price until you’re already sitting in the exam room. The PassQual Health Membership exists to fix exactly that: a fixed, clear price, published up front, every month.
What Is the PassQual Membership?
The PassQual Membership is a direct primary care agreement under Florida Statute §624.27. It is not health insurance. There is no deductible, no copay, no provider network, and no policy. It’s a fixed monthly payment that gives you direct access to primary care with Dr. Hendry Pascual and his bilingual team in Miami Gardens, without going through an insurer for every visit.
This membership is only for self-pay patients without active coverage. If you currently have Medicare, Medicaid, or an active commercial plan, you cannot enroll in this program. It’s built for people who have none of those coverages today and need a doctor they can trust while they decide their next steps.
Three Levels, One Fixed Monthly Price
Choose the level that fits what you need right now. All three are billed monthly over a 6-month term, or you can prepay a full year and save roughly two months of membership.
- Core Care — $79/month ($790/year prepaid)
- Plus Care — $119/month ($1,190/year prepaid)
- Elite Care — $159/month ($1,590/year prepaid)
Included in all three levels: primary and preventive care visits in-office, by telehealth, and by direct messaging with the team; one complete annual physical exam; same-day or next-day priority with a bilingual team; routine labs; and one X-ray when clinically necessary.
If you’re searching for primary care near me in Miami Gardens or Hialeah with a price that doesn’t change month to month, this is the model: you know exactly what you’ll pay before you walk into the appointment, with no surprise on the way out.
What the Membership Does Not Cover
We’d rather you know the limit before you enroll than discover it at the worst possible moment. The Membership does not cover: emergency care, hospitalization, specialist visits, the cost of prescription medications, or third-party services such as advanced imaging or outside labs not included in your level. For a medical emergency, call 911 immediately.
No specific clinical outcome is guaranteed. The Membership gives you access to ongoing, structured primary care; it does not promise a cure or a particular result for any condition.
Who Can Enroll
This membership is exclusively for self-pay adults without Medicare, without Medicaid, and without an active commercial or marketplace plan right now. It’s built for adults ages 30 to 64 in Miami Gardens and Hialeah who need to see a doctor regularly while they sort out their coverage situation, instead of going months without a checkup because they don’t know what it will cost.
How Enrollment Works
The process is straightforward: you choose a level, confirm you don’t have active Medicare, Medicaid, or commercial coverage, and start your plan billed monthly or prepaid annually. There are no health questionnaires that decide whether you’re accepted, because this isn’t risk-based insurance; it’s a direct care agreement.
Cancellation and Payment
You can cancel at any time with 30 days’ written notice. If you cancel before your 6-month term ends, a one-time $99 fee applies. Financing is also available through CareCredit for those who prefer to split the initial payment into installments.
Why This Matters Right Now
With the end of expanded ACA subsidies starting in 2026, KFF estimates that subsidized marketplace enrollees’ premium payments could more than double on average nationally: a 114% increase, from $888 to $1,904 a year (kff.org). In Florida, outlets such as Florida Phoenix and Orlando Weekly have reported double-digit premium increases for individual and small-employer plans for 2026.
If you lose your plan or can no longer afford it, you are not left with zero options for seeing a doctor while you figure out what’s next. The PassQual Membership offers a fixed, transparent monthly price for primary care. To be clear: this is not insurance, it does not replace a marketplace plan, and it does not match the coverage of a policy. What it does solve is the real problem of losing access to a doctor you trust while you work through your coverage options.
Frequently Asked Questions
Is the PassQual Membership health insurance?
No. It’s a direct primary care agreement under Florida law. It does not replace insurance or function as a policy.
Can I enroll if I have Medicaid or Medicare?
No. This membership is only for people without active Medicare, Medicaid, or commercial coverage right now.
What happens if I have an emergency as a member?
Call 911 immediately. The Membership does not cover emergency care or hospitalization.
Can I cancel if I change my mind?
Yes, with 30 days’ written notice. If you cancel before your 6-month term ends, a one-time $99 fee applies.
Care provided by Dr. Hendry Pascual, Florida medical license ME143678 (USCIS-designated civil surgeon · UCLA residency · CHCQM-PHYADV), in Miami Gardens.
PassQual Health | 18706 NW 67th Ave, Miami Gardens, FL 33015 | (786) 677-9922 | https://passqual.com
Book an appointment → 📞 786•677•9922
Frequently asked questions
Is the PassQual Membership health insurance?
No. It's a direct primary care agreement under Florida law (§624.27). It does not replace insurance or function as a policy.
Can I enroll if I have Medicaid or Medicare?
No. This membership is only for people without active Medicare, Medicaid, or commercial coverage right now.
What happens if I have an emergency as a member?
Call 911 immediately. The Membership does not cover emergency care or hospitalization.
Can I cancel if I change my mind?
Yes, with 30 days' written notice. If you cancel before your 6-month term ends, a one-time $99 fee applies.
Visit us
PassQual Health
18706 NW 67th Ave, Miami Gardens, FL 33015
(786) 677-9922 · https://passqual.com