In Miami Gardens and Hialeah, many adults ages 30 to 64 have no Medicare, Medicaid, or active commercial or marketplace insurance. When they feel unwell, they sometimes wait because they don’t know how much a visit will cost. That delay can turn a simple health issue into a bigger one. PassQual Health’s Membership exists to solve that specific problem: a fixed, transparent price to see a primary care physician in Miami Gardens, with no surprise bills.
What Is the PassQual Membership?
The PassQual Membership is a direct primary care agreement, permitted under Florida Statute §624.27. It is not health insurance. It does not replace or match a health insurance policy, and it does not function like one. It is a direct contract between you and the practice: you pay a fixed monthly fee and, in exchange, you get access to primary care with Dr. Hendry Pascual and his bilingual team.
Who Can Enroll?
This membership is only for self-pay patients with no active coverage. If you have Medicare, Medicaid, or an active commercial or marketplace insurance plan, you cannot enroll in this program. It is built for adults who currently have none of those options and are looking for care near me in Miami Gardens without depending on an insurer.
How Enrollment Works
Enrolling is simple: first we confirm you have no Medicare, Medicaid, or active commercial or marketplace insurance. Then you choose the tier that fits your budget and schedule your first visit. There are no complicated contracts or hidden fine print. The agreement clearly states what is included, what is not, and how to cancel.
What’s Included in Every Tier
All three tiers share the same base services:
- Primary and preventive care visits, in-office, via telehealth, or by messaging.
- One complete annual physical exam.
- Priority same-day or next-day appointments with a bilingual team.
- Routine labs.
- One X-ray when clinically necessary.
The tiers differ by price:
- Core Care: $79 per month.
- Plus Care: $119 per month.
- Elite Care: $159 per month.
You can pay monthly over a 6-month term, or prepay a full year with roughly two months free: $790 per year for Core Care, $1,190 per year for Plus Care, or $1,590 per year for Elite Care.
What the Membership Does NOT Cover
Knowing what’s not covered matters just as much. The membership does not include emergencies, hospitalization, specialist care, prescription drug coverage, or third-party services such as outside labs or advanced imaging. If you’re having a medical emergency, call 911 right away. No clinical outcome is guaranteed; the membership gives you access to care, not a promised result.
Clear Pricing and Simple Cancellation
You can cancel at any time with 30 days’ written notice. If you cancel before your 6-month term or prepaid year ends, a one-time $99 fee applies. If the monthly cost is a barrier, CareCredit financing is available to help spread out payment.
Why This Matters Right Now
With the end of the enhanced ACA marketplace subsidies starting in 2026, KFF estimates that subsidized marketplace enrollees’ premium payments could more than double on average nationally: a 114% increase, from $888 to $1,904 a year (kff.org). In Florida, outlets including Florida Phoenix and Orlando Weekly have reported double-digit premium increases for individual and small-employer plans heading into 2026. These figures won’t apply the same way to every reader, but they reflect a real trend: many Florida families are losing, or can no longer afford, their marketplace policy.
If that happens to you, you are not left with no options. The PassQual Membership offers a fixed monthly price for primary care while you figure out your next steps with coverage. It is not insurance, it does not replace it, and it does not match what a policy covers — but it does solve the problem of going without a trusted doctor in the meantime.
Cared for by a Florida-Licensed Physician
Dr. Hendry Pascual, Florida medical license ME143678, is a USCIS-designated civil surgeon, completed his residency at UCLA, and holds the CHCQM-PHYADV certification. He practices in Miami Gardens with a bilingual team focused on primary and preventive care.
PassQual Health | 18706 NW 67th Ave, Miami Gardens, FL 33015 | (786) 677-9922 | https://passqual.com
Book an appointment → 📞 786•677•9922
Frequently asked questions
¿La Membresía de PassQual es un seguro médico?
No. Es un acuerdo de atención médica directa bajo el §624.27 de los Estatutos de Florida. No es un seguro de salud, no lo reemplaza y no iguala lo que cubre una póliza.
¿Quién puede inscribirse en la Membresía?
Solo adultos de pago propio sin cobertura activa. Si tiene Medicare, Medicaid, o un seguro comercial o del mercado vigente, no puede inscribirse.
¿Qué pasa si tengo una emergencia médica siendo miembro?
La membresía no cubre emergencias ni hospitalización. Si tiene una emergencia, llame al 911 de inmediato.
¿Cuánto cuesta cada nivel y puedo cancelar?
Core Care cuesta $79 al mes, Plus Care $119 al mes y Elite Care $159 al mes, con plan de 6 meses o pago anual prepagado. Puede cancelar con 30 días de aviso por escrito; aplica una tarifa única de $99 si cancela antes de terminar su plazo.
Visit us
PassQual Health
18706 NW 67th Ave, Miami Gardens, FL 33015
(786) 677-9922 · https://passqual.com